In a post-screen-scraping era of fintech, building CDR compliance into your API is mandatory for embedded finance tools. Consumer data interfaces must handle: - Granular data access scopes - Data minimization enforcement - AU-specific CDR schemas - Uptime and rate-limit SLAs zngx — or zngx.io — is a CDR-native API https://masonf196xgm2.ouyawiki.com/user