HDB BTO Explained: What Singaporeans Need to Know The HDB BTO scheme is a popular housing option for many Singaporeans looking to buy a new flat at a reasonable price. Run by the Housing & Development Board (HDB), the BTO process involves launching new flat projects based on demand levels. https://hdb-bto-27-5476655.blog2learn.com/83468348/hdb-bto-27-54